While there are a number of ways to evaluate risk, Scottish Widows uses the following definitions to help you decide on the appropriate investment approach. We review investment approach definitions and investment approaches for all funds regularly, so these may change. Please note that we will generally write to inform customers and their advisers about any changes to fund aims.
These investments provide safety to the amount invested and can be expected to offer relatively low growth over the medium to long term. The capital value may fluctuate, although some products may offer an element of capital protection. No initial charge, no minimum investment required, and currently no charge for switching between funds.
Lifestyling with Multi-Asset funds expandable section. GIS and PGIS are available to clients saving for retirement, and gradually move the account into lower risk investments as clients approach their selected retirement date. Lifestyling strategies are available to suit different risk appetites and different retirement outcomes.
Premier Pension Portfolios and Premier GIS are more expensive than the equivalent Pension Portfolio versions, but aim to provide better potential growth for broadly the same level of volatility.
Portfolio Management expandable section. Can be used for any combination of the Scottish Widows and Fund Supermarket funds above, giving you the capability to create bespoke client portfolios. Specialist investment services. Discretionary Fund Management expandable section. We have the ability to change charges in the future. Important notice Please note that charges, terms and limits may change. We may change the selection of funds that we make available. There may be restrictions on the amount that can be invested in certain funds.
Please contact us for details of any restrictions that apply. The value of the tax benefits of the plan depend on the individual circumstances of your client. Tax rules and your client's circumstances may change in the future. The value of the plan could fall below the amount s paid in.
Investments Retirement Account. Multi-asset solutions at passive fund prices. At just 0. See our Pension Portfolio Funds Quarterly Update for our latest performance, asset allocation and our outlook for the next quarter.
See our Retirement Portfolio Funds Quarterly Update for our latest performance, asset allocation and our outlook for the next quarter. Aim to provide growth for broadly the same level of volatility as our equivalent established Pension Portfolio Funds They give your clients competitively priced access to wider choice and specialist fund management, including smart beta and absolute return strategies to increase potential for good returns Range of eight risk rated funds with active and passive components.
See our Premier Pension Portfolio Funds Quarterly Update for our latest performance, asset allocation and our outlook for the next quarter. Our Fund Supermarket gives access to approximately 3, funds from over different managers, with no minimum investment required. You can find out more about these options, and other services including Share Dealing and Discretionary Fund Management here. Investment Pathways expandable section.
Target Market expandable section.
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